When and how can an individual entrepreneur receive sick leave payments
An entrepreneur who has registered as a voluntary policyholder and has timely transferred insurance premiums for the previous year can count on the following types of payments:
Sick leave allowance.
One-time allowance for registration in the early stages of pregnancy.
Benefit for pregnancy and childbirth.
One-time allowance for the birth of a child.
To receive sick leave benefits, an individual entrepreneur must sign an agreement with the FSS on voluntary medical insurance. It will also be necessary to regularly pay insurance premiums. They must be made in full for the full calendar year of insurance. This contribution is due no later than December of the current year.
The conclusion of an agreement with the FSS takes place in several stages:
Collect a package of necessary documents.
Write an application to the regional office.
Get notified (comes within a few days).
A package of documents in the FSS for sick leave payment
The set of documents is as follows:
Photocopy of the passport (1 and 2 pages).
Certificate of state registration (OGRN).
Help from EGRIP.
Certificate of assignment of IP status.
To receive a grant, an entrepreneur must:
Contact the clinic to see a doctor for a sick leave certificate confirming a disabled state of health.
Draw up an application in free form with a request to pay a certificate of incapacity for work to the provided current account.
Enclose duplicate receipts confirming the payment of insurance premiums.
Submit the above documents to the FSS.
How to fill out a sick leave
The main criteria for filling out a sick leave are:
Name of the individual entrepreneur.
An identification number.
SNILS.
The date of the act in the form H1 - in case of an industrial injury.
Time of insurance experience and non-insurance periods. When the experience represents a value of less than one month, then zero is put down. Non-insurance periods are military service, work in the fire department or in law enforcement agencies.
The sum of the average and average daily earnings. For individual entrepreneurs, the average earnings are equal to the minimum wage, and the average daily earnings are calculated from the value (minimum wage × 24) ÷ 730. This type of calculation is performed if the individual entrepreneur had no earnings in the billing period, or the value was less in comparison with the minimum wage.
Signature and seal.
How to calculate sick pay
The temporary work ability allowance for individual entrepreneurs is calculated according to the following formula:
Compensation amount = (minimum wage × 24 months ÷ 730) × % of the insurance period × number of sick days.
From July 1, 2017, the minimum wage is 7800.00 rubles.
To pay temporary disability benefits, it is necessary Germany WhatsApp Number List to calculate the percentage, which depends on the insurance experience of the individual entrepreneur:
If the employee's length of service is less than 6 months, then the allowance for a full calendar month should not exceed the minimum wage.
If the experience is from 6 months to 5 years, then the allowance will be 60%.
If the experience is from 5 to 8 years, then 80%.
If the experience is more than 8 years, then the individual entrepreneur can count on a benefit of 100%.
The insurance experience includes the following periods of IP work:
Periods of work under an employment contract.
Periods of state or municipal service.
Periods of other activities during which a citizen was subject to compulsory social insurance in case of temporary disability, in particular, periods of activity of an individual entrepreneur.
Example
Entrepreneur Kryukov was on sick leave from 04/01/2017 to 04/12/2017 (respectively, 12 days). He paid all contributions to the FSS last year. The insurance period is 4 years.
Then the cash benefit will be: (7800 × 24) ÷ 730 × 12 × 0.6 = 1846.36 rubles.
Since February 2017, a one-time allowance for registration in the early stages of pregnancy has been paid in the amount of 613.14 rubles. This allowance is paid when registering with a medical consultation until the 12th week of pregnancy.
You can accurately and automatically calculate sick leave using the My Business online service - Internet accounting for small businesses. All you need to do is fill in a few simple fields. As a result, you will receive the correct calculation of temporary disability benefits, which will be made clearly and with explanations. No calculators, no recalculations, no wasted time!
In addition to calculating sick leave, the service allows you to pay salaries to employees, calculate benefits and vacation pay - everything is done quickly and accurately. Moreover, in the My Business system , you can calculate taxes and insurance premiums, generate the necessary reports, which can immediately be sent electronically to the Federal Tax Service and funds.